ValuePenguin researched and crunched the numbers to get you the average cost of car insurance by state. Use our data to see what your states average premiums are to get a better idea of what you should be paying for insurance.
To jump directly to the average cost for different types of insurance, click on the links below:
Average Cost of Car Insurance
The average annual cost of car insurance paid in the United States was $907.38 in 2014 according to a study commissioned by Quadrant Information Services. With this being said, it can vary depending on where you live and other factors too. If you are a new driver, looking into something like cheap car insurance in MA (if you live in this area) could help you find the best prices for your vehicle. Having insurance is a requirement for any driver, plus it is best to be safe than sorry. Even if you’re not too sure as to what policy you should take out, it may help to check out thegeneral.com review by Robert Truly. Reading reviews does help to make decisions a lot easier to make, so it’s worth checking out.
This figure will vary wildly state to state and does not always include all forms of coverage and may not accurately reflect your coverage needs. For example, the average cost of insurance in New Mexico from someone like NMInsuranceServices.com is $600 less expensive as insurance in New Jersey. Scroll through the table below to find the average cost of car insurance in your state or use the form to find a cheaper quote for auto insurance:
Monthly Car Insurance Rates By State
|State||Monthly Car Insurance Rate||Annual Car Insurance Rate|
Data from various states’ Departments of Insurance show that annual car insurance premiums are on the rise in the majority of states across the nation. The average cost of insurance for car owners of insuring their vehicles from accidents and other events has generally increased, with the exceptions of Arkansas, Georgia, North Carolina, and Virginia, who all saw their car insurance premiums drop between 1% and 5% in the last year. These quotes for automobile insurance in select states across the country should give you a ballpark estimate for average annual car insurance.
Car Insurance Rates By Age
Auto insurance quotes will vary significantly depending on the age of the driver or applicant. Young drivers are notoriously more dangerous behind the wheel and because of that, insurance companies charge higher rates on policies covering young drivers. The chart below will show you how drastically car insurance quotes fluctuate based on your age. Each dollar amount in the graph below represents the average annual cost at that age.