Auto Loans For Good, Fair And Bad Credit

It’s smart to shop for the right auto loan, with the lowest interest rate, before you buy your next car. This puts you in a stronger negotiating position and saves you money over the life of your car loan.

Find your best interest rate by comparing multiple auto loan offers. Learn more about what you need to know before you apply below.

If you already have a loan, you may be able to save money by refinancing your car loan.

Car loan providers

Online Car Dealer With Financing

*APR is used to evaluate the true cost of borrowing money and includes the interest rate.

Before you apply, use this auto loan calculator to estimate your monthly payment. It’s recommended that your car expenses not exceed 20% of your take-home pay.

Car Payment Calculator

Based on your score, the average rate is 3.2% (new) or 3.8% (used).

After negotiations

Your trade-in can be all or part of a down payment

A higher credit score means lower interest rates

Suggested max: 36 months for used cars, 60 for new


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